The Greenville Mortgage Guy
Expert guidance and responsive communication — helping clients feel informed and confident at every step of the mortgage process, from pre-approval to a smooth closing.
Mortgage Expertise with a Greenville Focus
Daniel Horton is a Senior Loan Officer with Stone Mortgage at Atlantic Coast Mortgage in Greenville, SC — and one of the area's most recognizable mortgage professionals. Known online as the "Greenville Mortgage Guy," Daniel has built his reputation on responsiveness, local market knowledge, and a process that keeps clients informed at every stage.
Daniel works with all buyer types across the Greenville market and beyond — from first-time buyers navigating the process for the first time, to investors looking for DSCR and portfolio financing strategies. His clients consistently highlight his communication speed and genuine commitment to their outcomes.
If you are looking for a mortgage professional with deep Greenville roots, a proven track record, and an approach built around education over pressure — Daniel is the person to call.
Greenville, SC Office — 314 W. Stone Ave.
Deep roots in the Greenville, SC market — serving buyers and homeowners from Upstate SC and across multiple states.
Stone Mortgage — Local Lending with Confidence
314 W. Stone Ave., Greenville, SC 29609. Part of the Atlantic Coast Mortgage family — NMLS #643114.
The Right Loan for Every Situation
Whether you are ready to apply today or just want to understand your options — Daniel's approach is designed to give you clarity and strategy from the very first conversation.
Home Purchase Loans
Pre-approval through closing with expert guidance and clean communication. Daniel guides every buyer from first conversation to clear to close.
Mortgage Refinancing
Lower your rate, reduce your payment, access equity, or restructure your loan. Daniel runs the numbers so the decision is yours to make confidently.
First-Time Buyers
An education-first approach built to simplify the process. Daniel is known for making first-time buyers feel like pros by closing day.
VA Loans
Helping veterans and active military navigate VA financing with the clarity and speed they deserve — every benefit of the VA loan, fully utilized.
Investment & DSCR Loans
Financing strategies for investors who want strong communication and dependable execution from contract to close — every time.
FHA & USDA Loans
Low and zero down payment options for buyers across a wide range of situations. Daniel will identify the path that makes the most sense for your goals.
Quick Tools to Help You Plan
These calculators are built to help buyers and homeowners understand the full picture — not just principal and interest.
Total Payment Estimator
Estimate your full monthly payment including taxes, insurance, and PMI.
Refinance Break-Even
See how long it takes for monthly savings to offset refinance closing costs.
Buy vs. Wait Analyzer
Compare buying now vs. waiting — see what appreciation and rent mean for your decision.
Closing Cost Estimator
A quick 2–4% baseline estimate to help you plan before receiving a Loan Estimate.
Ready to Talk Through Your Next Move?
Whether you are buying, refinancing, or just want to understand your options — reach out and Daniel will get back to you quickly. No pressure, just a real conversation.